Tips on Getting Your Mortgage Loan Approved

Posted February 6th @ 6 February, 2016

What is important to lenders? Not every applicant is approved for a home loan the first time he or she applies. For a variety of reasons, even after a lot of hard work, sometimes a loan just can’t be approved. It may have to do with the applicant’s credit or savings history, employment stability, debt structure, or the value of the home. The good news is that a denial is merely a detour, not a roadblock. Purchasing a home takes planning, discipline and hard work! Follow these tips and with ...
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Useful Tips When Choosing Credit Cards

Posted February 5th @ 5 February, 2016

Chances are you have received your share of "pre-approved" credit card offers in the mail, some with low introductory rates and other perks. Many of these solicitations urge you to accept "before the offer expires." Before you accept, shop around to get the best deal. Credit Card Terms: A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card ...
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Useful Tips On Avoiding Credit and Charge Card Fraud

Posted February 4th @ 4 February, 2016

Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge. It's not always possible to prevent credit or charge card fraud from happening. But there are a few steps you can take to make it more difficult for a crook to capture your card or card numbers and minimize the possibility. Do: Sign your cards as ...
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Useful Tips On Buying A New Or Used Car

Posted February 3rd @ 3 February, 2016

Buying A New Car: A new car is second only to a home as the most expensive purchase many consumers make. That’s why it’s important to know how to make a smart deal. Think about what car model and options you want and how much you’re willing to spend. Do some research. You’ll be less likely to feel pressured into making a hasty or expensive decision at the showroom and more likely to get a better deal. Consider these suggestions: Check publications at a library or bookshop, or on the ...
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Consumer Credit Counseling Services can Get Your Finances on Track

Posted February 2nd @ 2 February, 2016

Consumer Credit Counseling Services can Get Your Finances on TrackThe unrestricted proliferation of consumer credit in the last two decades had finally resulted in the bursting of the consumer credit balloon last year. The resultant home foreclosures, job cuts, and squeeze in consumer credits by lenders put the economy in an awkward position. In addition to this, the cancellations of multiple credit cards by the credit card companies placed serious financial on many individuals and families. ...
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Posted February 1st @ 1 February, 2016

Now is the best time to start thinking about your year end tax planning. These tax strategies can be put into effect by the end of the year and some as late as when the tax return is due. Planning now will save you money and reduce your tax liability not only with your IRS taxes but also with your state taxes. Here are tax tips that will help you accomplish your goal. MINIMIZE YOUR CAPITAL GAINS Review your capital gains and losses for the year including taxable investment accounts and taxable ...
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What is a Bad Credit Personal Loan?

Posted January 31st @ 31 January, 2016

A UK Bad Credit Personal Loan is a loan designed for the many people with a bad credit rating. A bad credit rating can make your life a misery. However created, your past record of CCJ’s (County Court Judgements), mortgage or other loan arrears can live on to deny you access to finance that other people regard as normal. If you are a UK home owner with equity in your property, a UK Bad Credit Personal Loan can bring that normality back to your life. Secured on your home, a UK Bad Credit ...
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Bad Credit and the Impact of Credit Counseling

Posted January 30th @ 30 January, 2016

Bad Credit and the Impact of Credit CounselingThe current lifestyle options coupled with innumerable credit cards and easy loan options makes it really easy to fall into a bad credit position.Credit CounselingA bad credit is like an incurable disease. It is better to prevent it and very difficult to cure it. You need a good doctor and this is just what ‘credit counseling’ does.The process of credit counseling works by advising customers about how they can avoid bad debt, i.e. how they can ...
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5 Tips on Selecting a Good Credit Counseling Service

Posted January 29th @ 29 January, 2016

Credit counseling is by far the most popular debt relief option approached by millions of households who are facing debt problem. However, not all credit counseling services are legitimate; there are even bad companies who provide little or no actual "counseling"; instead, they are in business just to make money from debtors who have suffered financially by getting them to sign up with a debt management plan that comes with huge hidden costs, make their debt situation worse.Therefore, if you ...
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Checklist When Trying to Resolve Debt Help Legal Issues Via Credit Counseling

Posted January 28th @ 28 January, 2016

Credit counseling is a great place to help you sort out your debt help legal issues, where the counselors can guide you through the mucky world of legalese surrounding the world of loans. However, not all credit counselors are genuinely concerned about getting you out of your debt problem. This is an especially prevalent problem nowadays, where the bugs have come crawling out of the woodworks to take advantage of those who can least afford to be taken advantage of. If you are seeking to ...
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